Republican The United States presidential election of was the 28th quadrennial presidential electionheld on Tuesday, November 3, The campaign, which took place during an economic depression known as the Panic ofwas a realigning election that ended the old Third Party System and began the Fourth Party System.
Elimination of Individual Mandate One of the differences between the GCHJ and the ACA is that the individual mandate, the IRS penalty assessed on those who do not purchase Democrats republicans compare contrast insurance, is not only eliminated but is repealed retroactively to Many experts believe that the elimination of the mandate with nothing to encourage health individuals to purchase health insurance could lead to higher insurance premiums because insurance companies would view the pools as limited to high-risk customers.
The Commonwealth Fund reported that between 15 and 18 million people could become uninsured as soon as This is not necessarily due to the inability to afford insurance, but because healthy people will no longer be required to pay for healthcare and may choose not to spend money on those premiums.
Elimination of Insurance Subsidies The GCHJ also eliminates insurance subsidies under the ACA that allow insurance companies to offset out-of-pocket expenses and premium costs for low-income families. One of the reasons for their lack of support was that the elimination of subsidies increased uncertainty in the insurance marketplace.
Although there is funding included in the bill to keep the market stable, some believe that the individual market could collapse before in some states. However, the bill allows states to apply for a waiver so that insurance companies in those states can charge higher premiums for pre-existing conditions if they can prove that doing so significantly decreases premiums for everyone else.
Experts say that this practice eliminates important protections for members of the insurance marketplace who suffer from chronic illnesses like diabetes, cancer or heart conditions.
In its place, the federal government would issue block grants to each state using a complicated formula loosely based on how many people in that state fell between 50 and percent of the federal poverty level. This new funding approach could result in significant financial losses for at least four states that make up 37 percent of all federal Medicaid funding: New York, Massachusetts, California and Maryland.
Elimination of the Medicaid expansion is estimated to leave 26 million without insurance by The law also allows states to require able-bodied Medicaid recipients to work.
Challenges to Block Grant Program Not only is the formula for the GCHJ Medicaid block grant program complicated, but states will also be required to draft legislation and may need to create agencies as well as administrative guidelines for using the federal funding.
All of this will need to be done while states wait for the federal government to set their own rules. It will be challenging to put all of that in place by States that expanded Medicaid under the ACA stand to lose a significant amount of funding while states that chose not to expand may see funding increase.
Some states may see no change in their federal funding but will have more autonomy in how the funds are spent. Catastrophic Plans Under the ACA, only adults up to age 30 can purchase catastrophic plans in the marketplace.
These are plans that cover serious health conditions like cancer, heart disease or significant injuries and little else. The GCHJ plan allows all adults to purchase such plans, which often come with much lower premiums than those that cover a full bevy of benefits, including the 10 essential health benefits required under Obamacare major medical policies.
In addition, the GCHJ bill eliminates the requirement that all insurance policies cover those 10 essential health benefits, which includes maternity and mental health care, among other key services.
Analyses suggest that eliminating the essential health benefits provision could lead many people with substance abuse problems to lose coverage for critical treatments.
Deadline For Passage Republicans do not have much time to get the bill passed.Democrats & Republicans Compare & Contrast. Topics: Democratic Party, The conservative party in America is the Republican Party, while the Democratic Party is the liberal party.
They are continually at odds with one another on a wealth of issues. In fact, the issue usually doesn’t matter pick any issue and one can hear two different.
The Republican and Democratic Party have always held different beliefs on various issues, as it should be in a democracy. However, the divide between these two parties have grown wider in the past few years, triggering constant streams of allegations, attacks, and negative vitriol against each other.
Jared Smiley. Mr. Fisher. Composition. 12/20/ Comp Con Reflective Essay. I selected the Republican vs. Democrat compare and contrast essay to put into my portfolio because it expresses my opinion very well and it explains issues that affect everyone in the U.S.
It is the season to compare Barack Obama to Abraham Lincoln. Two thin men from rude beginnings, relatively new to Washington but wise to the world, bring the nation together to face a crisis.
Republicans are known as the conservatives and democrats are known as the progressives or liberals. Democrats believe that tax cuts should go to working families to increase their purchasing power, which in turn increases the economy. In contrast, Democrats attach greater importance to equality and social/community responsibility.
While there may be several differences in opinion between individual Democrats and Republicans on certain issues, what follows is a generalization of their stand on several of these issues.